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A Guide to Motorcycle Accident Claim Funding

By Katrina Elsey

Published In: Personal Injury

A motorcycle accident can turn your life upside down in an instant, leaving you with serious injuries and financial concerns. These accidents happen frequently The latest government figures show that 5,481 motorcyclists were seriously injured in 2023 alone. If you’re struggling to cover medical costs or lost income after an accident, you might be looking at the possibility of making a motorcycle accident claim. However, if you’re already concerned about paying to repair your motorbike, or whether you can afford to take time off work during your recovery, you may wonder whether there are options to fund your claim, or whether you’ll need to pay for it out of your own pocket. 

Sometimes, it’s possible to get legal funding from a car or home insurance policy. It’s also possible that any trade unions you are a member of may offer funding too. Many personal injury solicitors also offer a free consultation service. At Switalskis, we speak to motorcyclists over the phone, and listen to the details of their accident to help them determine whether they can make a claim. In most cases, we then offer representation on a ‘no win, no fee’ basis. This means our clients don't have to worry about accident claim funding. All the costs involved in the claims process are covered by the compensation you’ll receive, and we only take our agreed share if the case is successful. Read on to discover how we can help you with your motorcycle accident claim funding too.

Motorcycle crashed into back of vehicle in front of it

How does ‘no win, no fee’ work for motorcycle accident injury claims?

A ‘no win, no fee’ agreement (also known as a conditional fee agreement) takes the financial risk out of making a claim. Here’s how it works:

  1. Free consultation: a solicitor will assess your case and let you know if they think you have a chance of winning.
  2. Signing the agreement: if you go ahead, you’ll sign a no win, no fee agreement, which means you won’t have to pay anything upfront.
  3. Building your case: your solicitor will gather evidence, and use their skills and experience to build a strong case that proves why you’re entitled to compensation.
  4. Sending a letter of claim: we’ll send a letter to the party we think was responsible for your injury, or their insurance company, outlining the evidence we’ve collected and how much compensation you’re owed.
  5. Negotiating a settlement: working with a solicitor doesn't mean your case will end up in court. We will always negotiate with the other party - or their insurance company - first, with the aim of agreeing fair compensation. In most cases, this is enough to find a resolution.
  6. Presenting your case in court: if an agreement can't be reached, we’ll pursue your compensation in court. Should this happen, we will prepare a powerful case to put before the judge on your behalf.

If the case is successful, we will deduct our agreed fee. If the case isn’t successful, you won’t owe us a penny in legal costs. This type of agreement makes claiming accessible to everyone, regardless of their financial situation. Our personal injury solicitors will always explain the terms at the start, so there are no surprises down the line.

When am I entitled to claim compensation for a motorcycle accident?

As a motorcyclist, you’re more exposed than other road users, which makes accidents more dangerous and injuries more serious. If someone else’s negligence has caused you harm, you have a right to claim compensation.

Some of the most common behaviours that entitle you to make a claim include:

  • Negligent drivers: if another motorist wasn’t paying attention, failed to give way or drove recklessly, they could be responsible for your injuries.
  • Dangerous road conditions: potholes, loose gravel or poorly maintained roads can make riding hazardous. If the local authority responsible for maintaining the road hasn’t done its job, it may be liable.
  • Faulty motorbikes or parts: if a defect in your motorbike or its components caused the accident, the manufacturer or mechanic could be to blame.

If you’re unsure whether you have a case, it’s always worth speaking to a solicitor. They’ll listen to what’s happened and let you know where you stand.

What motorbike injuries could I claim compensation for?

Motorcycle injuries can range from cuts and bruises to life-changing conditions. Compensation is there to help with your recovery, whether you need ongoing medical treatment, rehabilitation or financial support while you’re unable to work. Some of the most common injuries in motorcycle accident claims include:

  • Soft tissue injuries: strains, sprains and whiplash can cause ongoing pain and discomfort.
  • Broken bones: fractures are common injuries sustained in motorbike crashes, especially to the arms, legs and ribs.
  • Head and brain injuries: even with a helmet, the impact of a crash can lead to concussions or more serious brain injuries.
  • Spinal cord injuries: damage to the spine can have long-term effects, including paralysis in severe cases.
  • Psychological trauma: many riders experience anxiety, PTSD and depression following a serious accident.

A specialist personal injury solicitor will take the time to understand how the accident has affected your life, to make sure your claim accurately reflects the challenges you’ve faced and the support you need to move forward.

How much compensation could I claim?

It’s difficult to put an exact figure on how much compensation you could receive for a motorcycle accident compensation claim. Every case is different, and the amount awarded will depend on factors like the severity of your injuries, the financial impact of the accident and any ongoing medical expenses.

A solicitor will look at your medical records, potentially send you for an independent medical assessment, and consider the effect the accident has had on your daily life. Successful motorcycle accident claims can result in compensation for pain and suffering, lost earnings, medical costs, and rehabilitation expenses.

If you’re wondering how much compensation you might be entitled to, the best thing to do is speak to a solicitor. They’ll assess your motorbike accident claim and give you a clearer idea of what you could expect.

Steps to take to improve your case

There are some simple steps you can take to give your claim the best chance of success. If you’ve been in a motorbike accident, try to:

  • Gather evidence: take photos of the accident scene, damage to your bike and any visible injuries.
  • Get witness details: if anyone saw what happened, ask for their contact information so a solicitor can collect their statement later.
  • Seek medical attention: even if your injuries seem minor, get checked out by a doctor and keep records of any treatment you receive.
  • Report the accident: inform the police and request a copy of their report.
  • Keep track of costs: note down any expenses related to your accident, such as travel costs for medical appointments or loss of earnings, and keep any receipts or invoices.
  • Speak to a solicitor: a solicitor will guide you through the claims process, help you gather the evidence to build a compelling case and take the pressure off you, so you can focus on your recovery.

Taking these steps will strengthen your case and increase the likelihood of securing fair compensation.

Get in touch

If you’ve been in a motorcycle accident and you’re unsure about your accident claim funding options, Switalskis are here to help. Our specialist motorcycle accident solicitors can talk you through the claims process, explain the legal routes you can pursue, and let you know whether you have a case - all in a free, no-obligation chat. If you decide to go ahead, we’ll work on a no win, no fee’ basis, so there’s nothing to pay upfront.

To make a motorcycle accident claim, call us today on 0800 138 0458 or get in touch through the website .

Find out how Switalskis can help you

Call Switalskis today on 0800 1380 458 . Alternatively, contact us through the website to learn more.

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Katrina has over 25 years’ experience in the legal sector. She is a Senior Associate Litigation Executive in the Personal Injury department.

Senior Associate Litigation Executive

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